55% of Americans with credit cards have debt. With the cost of credit, it can seem nearly impossible to get out of debt. Juggling multiple monthly debt payments can be seriously discouraging. Maybe you’ve tried to make extra payments on your debts but just aren’t seeing any movement. When it comes to getting out of debt, …
financial planning
The word “debt” can make your stomach sink and your mind race. However, for all its negative connotations, not all debt is bad. In fact, there is good debt that can actually grow in value and generate long-term benefits. When you’re considering taking out a loan or buying on credit, the most important distinction to make …
According to the Federal Reserve, nearly 60% of business owners apply for financing support to help them get their new venture off the ground. Are you considering joining their ranks? If so, you’ll have plenty of options to choose from. Today, there are more ways than ever before to gain access to the funds you need to …
The total outstanding personal loan debt has skyrocketed to $115 billion. This is attributed to the more than 20 million Americans who are currently paying on one, carrying an average balance of more than $16,000 each. Are you considering joining those ranks? While this kind of support can provide access to the short-term cash you need, it …
Getting a college education is expensive. If you’re like most college students, you’ll need financial assistance at some point. Applying for a student loan can be confusing. Knowing what type of loan you need, where to apply, and how much to borrow is a challenge. Knowing how to get the most benefit out of your …
Slow and steady might win the race, but does this apply to the financial planning process? If you’re feeling overwhelmed by debt, you’ve likely seen plenty of tips, tricks and methods that experts claim can get you back in the black. The only issue? These techniques don’t always line up. Some people will tell you to pay off your …